Avoid Being An Auto Insurance Fraud Victim

Protecting yourself from auto insurance fraud protects you from higher premiums as well as potential injury to you or your family. Because those who perpetrate auto insurance fraud endanger the lives of their victims, it’s especially important that you know the warning signs that you’re caught in the middle of a scam.

How It Works

Auto insurance scams typically involve staged accidents. To protect yourself, you must understand how these scams work.

Sudden stop scammers pull in front of a driver and stop suddenly, forcing a rear end collision. The scammer will often fake an injury to draw more money from your insurance.

Scammers also add more damage to their car so they can collect more money. This is why it’s important to fully document the damages to the other car, both in writing and with a disposable camera.

Scammers also sometimes “help” people by waving them into traffic, hitting them, and later claiming they did not wave.

Always leave plenty of room in front of your car when you’re driving and trust your own judgment over those waving you into line. You can also slow down in traffic and pass behind other cars rather than accepting small spaces in traffic.

If you suspect you may be the victim of auto insurance fraud notify your insurance company: fraud stops with you!

About The Author

Insure.com

Source: Insurance Information Institute

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