Did you know when you go to purchase an insurance policy the insurance companies has access to a wealth of information you may not even know. Should this information be used? Continue reading…

In the days of prior auto insurance coverage, discounts, credit history, commuting and your vehicle make and model driving up your insurance rates, there is a little known secret that can offer you much better protection, peace of mind and believe it or not better rates. Continue reading…

Think about this, you are insured on a vehicle, this is the vehicle you are driving and the only one you are insuring since this is the only one on the road. Then your car gets repaired, you get access to another vehicle and the one you are using will no longer need to be insured. In this case you have had insurance, but, since you are not insuring the vehicle you are driving now, the insurance company can rate you as no prior and some insurance companies have a surcharge of 20% for not having prior insurance. Bogus? Continue reading…