Moving Violations
Posted by: info | July 26, 2007
A speeding ticket isn’t the only traffic violation that can increase your auto insurance rates. In fact any moving violation can increase auto insurance rates. A moving violation is considered a traffic violation that occurs when the vehicle is in motion. However, some laws consider some traffic tickets as a moving violation even though the car isn’t in motion.
An example of a violation that doesn’t require the car to be in motion is a seat belt ticket. However, most seat belt tickets occur during a traffic stop in which the driver’s vehicle was in motion when the violation occurred. Keep in mind that all states don’t consider a seat belt ticket a moving violation.
Moving violations can impact your insurance rates for up to 5 years. However, most states will drop an accident or ticket off your driving record 3 years after the conviction or infraction. Check your driving record on an annual basis to insure yourself these accidents or violations have been removed in the appropriate time frame set by your state.
Some more examples of common moving violations but not limited to would be;
- Speeding ticket
- Failure to yield
- Running a red light or stop sign
- Improper passing
- Driving in a passing lane only
- Failing to yield to an emergency vehicle
- Racing
- Driving the wrong way
and much more. A good rule of thumb to determine if your ticket is a moving violation is to ask. Most police officials, courts and attorneys can help you determine if the ticket is a moving violation or not. Check with your local DMV to find out the laws in your state. To avoid higher insurance rates you will need to keep a moving violation off your driving record. Learn how to avoid tickets from going on your driving record.
Posted in: Insurance, General |
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