Most insurance companies offer a monthly payment plan. This will allow you to break up your 6 or 12 month premium into monthly increments. You may have to pay a down payment to start and then divide the rest of the premium into equal amounts to determine you monthly payment. (more…)

Higher auto insurance rates are part of life for a young driver. Statistics show that young drivers, particularly under the age of 25, are more likely to speed, have accidents and lack experience. How much extra do you have to pay? (more…)

In today’s world, almost everything revolves around credit reports and history. Some feel that our country puts too much emphasis on credit. If you are buying a home, car, boat, ATV or any vehicle for that matter, your credit report will be checked. Your credit may also be checked for renting or leasing any of these items as well. Before you buy auto, homeowners or life insurance your credit history decides how much you pay. Your monthly bills even get impacted. Your interest rates, and even some employers are now viewing the reports before hiring an applicant. So, how can you find out where you stand and make sure your report is accurate? (more…)