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Credit Card Minimum Payment Interest Calculator

This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill. It will also tell you how many minimum payments you will make before your balance is paid off.

 

Instructions: Somewhere in your credit card disclosure statement the card company will tell you something like "your minimum payment will be 2% of the balance or $10, whichever is higher. These are the figures you will enter in Column C and Column D respectively.

 

Dollar
Amount
Charged

 Annual
Interest
Rate		 C
Minimum
Payment
Percent		 D
Minimum
Minimum
Payment		 Interest
Charges		 Number of
Payments		 Total #
of Years

 

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Top Long Distance Companies

 

Rank

Company

$/Minute

#1

 CogniState

3.45¢

#2

 Home Run

3.48¢

#3

 CogniWorld

3.49¢

#4

 TalkAmerica

3.9¢

#5

 Capsule

3.9¢

#6

 OPEX

3.9¢

#7

 Rite Rate

3.9¢

#8

 Planet 1

3.9¢

#9

 Online

3.9¢

#10

 Cube

3.9¢

 

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